Life Insurance

Life & AD&D Insurance
Life and Accidental Death and Dismemberment (AD&D) Insurance is an important element of your income protection planning, especially for those who depend on you for financial security.  DCSD provides Basic Life and AD&D Insurance to all benefits-eligible employees at no cost.  You have the option to purchase Voluntary Life and AD&D Insurance.

Please be sure to keep your beneficiary designation(s) up-to-date in Workday.

You are eligible for Basic Life Insurance & AD&D on the first day of the calendar month following 90 consecutive days as an employee.

DID YOU KNOW….

That you can designate a beneficiary for your life insurance, whether it is the District provided or your additional purchased life insurance?  You can do this in Workday at any time of the year.  You can make changes to your beneficiary(s) or add beneficiaries.

That you can specify an Emergency Contact in Workday?  It may be easy to overlook, but it can be very helpful in times of need.

Take a moment to check your Workday information.  Make sure that your information is up to date with what you want in place.  Contact benefits@dcsdk12.org, if you need assistance.


2021-2022 
Life Insurance Certificate - Administrative, Professional and Technical
Life Insurance Certificate - Classified and Certified
Life Amendment #11
Notice of Plan Change under Group Policy 645797-A

Resources

Portability Application 
Travel Assistance Program
Basic Life Benefits at a Glance
LTD Benefit at a Glance

 Voluntary (Supplemental) Life
 and 
AD&D Insurance

To purchase supplemental life and AD&D insurance for yourself, your spouse, and your children please review the information available in this Additional Life Insurance Booklet.

  • Current Staff Member with Life Insurance: You may increase Voluntary Life Insurance by one increment of $10,000 up to $100,000 without completing a statement of health known as Evidence of Insurability (EOI). Increments over $10,000 and amounts over $100,000 will require an EOI. For Spouse Life any amount of increase will be subject to Evidence of Insurability up to $250,000.
  • Current Staff Member without Life Insurance: If you are not currently covered and choose to enroll, you will be required to complete a statement of health known as Evidence of Insurability (EOI). The additional coverage will not take effect until approved by The Standard.
  • New Staff Member: As a New Employee to Douglas County School District, you may elect up to the Guarantee Issue Amount of $100,000 without completing a statement of health known as Evidence of Insurability (EOI). Amounts greater than the Guarantee Issue $100,000 will be subject to Evidence of Insurability. This also applies to Spouse Life. You may elect up to the Guarantee Issue Amount of $50,000 as a new employee.
  • Spouse: $5,000 increments up to Guarantee Issue Amount of $50,000
 
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In compliance with Titles VI & VII of the Civil Rights Act of 1964, Title IX of the Education Amendments of 1972, Section 504 of the Rehabilitation Act of 1973, the Age Discrimination in Employment Act of 1967, the Americans with Disabilities Act, the Genetic Information Nondiscrimination Act of 2008, and Colorado law, the Douglas County School District RE-1 does not unlawfully discriminate against otherwise qualified students, employees, applicants for employment, or members of the public on the basis of disability, race, creed, color, sex, sexual orientation, marital status, national origin, religion, ancestry, or need for special education services. Discrimination against employees and applicants for employment based on age, genetic information, and conditions related to pregnancy or childbirth is also prohibited in accordance with state and/or federal law. Complaint procedures have been established for students, parents, employees, and members of the public. The School District’s Compliance Officer and Title IX Coordinator to address complaints alleging sexual harassment under Title IX is Catherine Franklin, Interim Compliance Officer, 620 Wilcox Street, Castle Rock, Colorado, complianceofficer@dcsdk12.org, 720-433-1285. Complaints regarding violations of Title VI, (race, national origin), Title IX (sex, gender), Section 504/ADA (handicap or disability), may be filed directly with the Office for Civil Rights, U.S. Department of Education, 1244 North Speer Blvd., Suite 310, Denver, CO 80204. Complaints regarding violations of Title VII (employment) and the ADEA (prohibiting age discrimination in employment) may be filed directly with the Federal Office of Equal Employment Opportunity Commission, 303 E. 17th Ave., Suite 510, Denver, CO 80202, or the Colorado Civil Rights Commission, 1560 Broadway, Suite 1050, Denver, CO 80202.