Risk Management FAQs

Workers’ compensation insurance provides medical and lost wage benefits to workers who are injured on the job. All businesses with employees operating in Colorado are required to have workers’ compensation insurance.

You must complete the Workers’ Compensation Claim form and submit it to the Workers’ Compensation Manager within 10 days of the date of the injury to avoid denial of the claim.  Please notify your supervisor of the injury.  You can find the W.C. Injury Report on the District’s website.

If the injury or illness is critical, the employee should immediately seek medical treatment from the nearest health facility. If the concern is NOT critical and you need medical attention, you must seek treatment with one of the authorized W.C. Physicians. After you submit your W.C. Claim, a list of authorized medical providers will be sent to you, but there is a list of these authorized providers (Rule 8) on the risk website.

Please try to schedule your appointments outside of work hours. If your appointments are during the work day, you need to clock in and out. Work with your supervisor when scheduling workers’ compensation appointments. 

If an injured employee is having difficulty working, completing a job task or wants to leave work due to their pain, please direct them back to the Authorized Treating Physician (ATP); do not send them home.

Workers’ compensation benefits are based on your average weekly wage. It is calculated from all of your wages, including overtime, vacation, sick pay, and earnings from the job where you were injured and earnings from any additional jobs you had at the time of your injury. 

If your claim has been approved, and you are losing time from work because of your injury, you may be entitled to either Temporary Total or Temporary Partial Disability benefits. Lost wage benefits will not be paid until you have missed three shifts from work. This “waiting period” will be reimbursed if you miss more than two weeks as a result of your injury. 

Temporary Total Disability (TTD) occurs when the injured worker cannot work during the recovery period.  TTD is paid at two-thirds of your average weekly wage every two weeks. TTD is due if the doctor takes you completely off of work or if the doctor gives you restrictions that your employer cannot accommodate.  Temporary Partial Disability (TPD) is paid when you return to work but you are not earning your normal pay or working your regular hours due to your injury (including missed work for medical appointments).